I have been drinking water straight from the hills for over 30 years and it has never done me any harm
My girlfriend however is funny about these things and always carries water. I recently bought her a Sawyer water bottle with a filter in it, and have started using it myself, just because it's there, and because it means I can drink from sources that I might have been wary of in the past, such as mossy trickles.
Our dog Lucy drinks pretty much anything, being a dog.